Now that a new year has just begun, have you been thinking more and more about your finances? Do you want to retire sooner rather than later? Have you recently married or divorced? Would you like to help your children pay for college? It sounds like it is a time to talk with a financial planner near Lakes of the Four Seasons to find out what you specifically need to do to achieve your financial goals.
Are you thinking, what type of questions do I need to ask a financial planner so I know I selected the right financial planner that suits my taste? These thoughts are good to have because foremost you want to find a financial planner who puts your needs first. The financial planners at Harvest Wealth Partners, near Lakes of the Four Seasons do just that. Your financial needs come first.
You’ve decided it’s time to find a good financial planner near Lakes of the Four Seasons. Now, what do you do? For starters, create a list of a few questions to ask a potential financial planner near Lakes of the Four Seasons. A few of your questions could be:
Are you a fiduciary? Not all financial planners are fiduciaries. Fiduciaries are bound to standards because they follow the Fiduciary Rule, similar to how medical doctors follow the Hippocratic Oath.
What guidelines are used to invest my money? Good financial planners listen carefully to the reasons why you want to use financial planning and invest your money with those goals in mind. You and your financial planner both have to be committed to your financial plan.
How much cash should I have in my bank account? Your financial planner will review your monthly expenses and any other financial obligations and will give you sound advice on how much money should be in the bank.
Should I get rid of all my debt? Everyone has a story, and that is true with finances too. Your financial advisor will review your current liabilities and will share his or her knowledge on how to best manage it. For some clients, it is best to get rid of it first; for others, it is best to keep some of it for tax purposes.
Ask these questions and add a few of your own when you meet with your financial planner near Lakes of the Four Seasons. A respectable financial planner will welcome your questions and will think you are a prepared individual ready to hear how to invest wisely.
Now that you are aware of questions to ask your financial planner, it’s time to set up an appointment with a reputable financial planner near Lakes of the Four Seasons. Get in touch with an apt financial planner at Harvest Wealth Partners near Lakes of the Four Seasons today. Just send us a message on our website or call us at 219-864-5050. We are in business to help your finances grow with you for your entire life.
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