Retirement Advisor Near Me Long-Term Care

Each day of your life, the day at which you’ll retire looms a bit closer. For many, this is something exciting—retirement may mean rest and relaxation after a long career and many decades of work. For others, though, thinking about retirement can be a source of anxiety, particularly for someone who hasn’t saved enough to live comfortably during their retirement years. At Harvest Wealth Partners, we understand that there is a range of emotions associated with retirement. As you search for a “retirement advisor near me,” long-term care planner, or another financial advisor who can assist you in thinking about the future, consider our team. We have years of experience and a reputation for excellence. Call us today to learn more. 

What Goes Into Retirement Planning?

Planning for retirement takes careful consideration and thought. Different factors that you’ll need to think about when you’re planning for retirement include:

• At what age you wish to retire
• What you want your life to look like during retirement—i.e. Do you plan to travel and live a more lavish lifestyle, or do you plan to maintain a more modest one? 
• How much money you’re currently saving for retirement each month
• What types of savings accounts make the most sense for your retirement planning
• Whether or not you have a pension plan
• How long-term care planning and costs may factor into your retirement planning 
• How Social Security benefits will impact your retirement plans

Depending on your circumstances, there may be other factors that impact your retirement plans, such as having children in college that you need to provide for, being the caretaker of someone with a disability, etc. Talk to our professionals directly to get answers that are specific to you. 

Things to Think About When Planning for Long-Term Care

One important consideration when planning for retirement is thinking about long-term care insurance. Many people will require long-term care, such as nursing home care, if they suffer a disability or condition that renders them unable to care for themselves. As such, having long-term care insurance can be an important element of a smart financial plan. Things to think about when planning for long-term care include:

• The likelihood that you’ll need care
• The costs of care
• Whether your assets are enough to cover your long-term care costs
• Different types of long-term care insurance policies
• How you can incorporate the costs of long-term care into your retirement plan

How Our Retirement Advisor Near You Can Help

When you work with a retirement advisor, you can benefit from the knowledge of an experienced professional. Our retirement planner at Harvest Wealth Partners will help you to answer all of the questions posed above and can work with you to create a financial strategy that suits your needs and goals for retirement. Our financial planners are fiduciaries, which means that they have an ethical and legal obligation to create a plan that’s in your best interests. 

Call Today

To learn more about finding a “retirement advisor near me long-term care planner,” reach out to us directly or send us a message. We offer free initial consultations for new clients.