Retirement Planning Near Chesterton

As you age, it becomes more and more important to think about how you will support yourself when you’re no longer working. At Harvest Wealth Partners, we are passionate about helping clients develop strategies for ensuring that during their retirement years, they are financially sound and comfortable. If you have been looking for services for retirement planning near Chesterton, our financial planners at Harvest Wealth Partners can help. Reach out to us today to learn more about how to create a savings strategy that works for you long-term. 

Why Do I Need to Start Thinking About Retirement Planning Now?

Most people don’t like thinking about saving for retirement, and many people—especially young people—may even think that it’s unnecessary. However, the truth is that the sooner that you start saving money, the more your money will grow by the time you’re ready to retire. 

Retirement is expensive. Most people can plan on needing at least $1 million to comfortably retire—for some people, the amount is much more than this. If you don’t start saving now, it can be impossible to reach your retirement savings goals later on. And if you’re like most people, you don’t want to have to worry about working when you’re in your 70s and 80s! That’s why it’s smart to devise a retirement plan now.

How Harvest Wealth Partners Services, LLC Can Help with Retirement Planning

When you work with Harvest Wealth Partners, we can work with you to create a strategy for saving for retirement that works. We’ll go through the following with you:

• How much you may need for retirement. This number is based on the age and which you plan to retire and your expenses and costs of living. How much a person needs to retire varies for everyone, so it’s best to work with a professional to figure this out.
• Retirement savings options. There are numerous different strategies for saving for retirement, such as investing in the stock market, using a 401(k), IRA, or SEP account, investing in a pension plan, and more, including investing in real estate and other options. We’ll guide you through the options and help you to make a decision that is best for you. 
• When you can realistically retire. You may be dreaming of retiring at 55, but your financial situation may not support that. Based on how much you’ve already put away, how much you can put away moving forward, and your age, we can help you to determine the realistic age at which you can retire.
• How benefit programs may impact your retirement. Our professionals will also work with you to answer questions about how benefit programs such as Social Security retirement benefits, may impact your retirement plan, your income, and your taxes. 

Call Harvest Wealth Partners Today for Retirement Planning Near Chesterton

If you don’t already have a strategy in place for saving for retirement, don’t wait a minute longer to develop one. At Harvest Wealth Partners, our financial professionals can guide you through everything you need to know about thinking about retirement and offer comprehensive services for retirement planning near Chesterton. Call our team today to get started.