Valparaiso Certified Financial Planner

As you sit down to plan your life and think about the future, one of the most important things to account for is your financial plan. You may want to get married and have children, retire by 65, travel the world, own your own home, or achieve various other ambitions; the big question, though, is how will you pay for all of that? If you have a financial plan in place that accounts for your current income and investments plus your spending, debts, liabilities, and future expenses, you’ll seek confidence and more financial security. At Harvest Wealth Partners, our Valparaiso CERTIFIED FINANCIAL PLANNER™ is available to help. To learn more about our financial planning services and our planners’ certifications, reach out to us today. 

What Does a CERTIFIED FINANCIAL PLANNER™ Do?

A CERTIFIED FINANCIAL PLANNER™, or CFP®, is a financial professional who has committed years of education and practice to be able to achieve the CFP® designation. There are four “E”s of the certification: 

1. Education
2. Ethics
3. Exam
4. Experience

Once a financial professional achieves the CFP® designation, they are well-equipped to advise on a range of financial matters. Your financial planner will be able to advise you on things like creating a basic budget, investments, creating a retirement plan, understanding different insurance options available to you (health insurance, life insurance, disability insurance, etc.), estate planning, tax planning, and more. CERTIFIED FINANCIAL PLANNERS™ can advise clients who manage their own money, or can manage funds and investments on clients’ behalf.       

The Benefits of Working with a CFP®

Working with a financial planner has numerous benefits. First, consider that when a financial planner is certified, they have passed numerous rigorous steps in order to earn their title. As such, they are much more knowledgeable and experienced in the world of finance than the average person. Your CFP® can provide you with advice and guidance that you would not benefit from otherwise.

A financial planner can also help you to understand how various pieces of your financial plan work together; for example, how buying a house next year may impact your savings today, or your taxes two years from now. A CFP® is also a fiduciary, which means that they are legally and ethically required to prioritize clients’ best interests. 

Another benefit of working with a financial professional is simply that doing so means that you don’t have to put time or effort into managing your finances yourself or researching the various investment vessels and saving options; someone else will do this for you, all while making sure your best financial interests are protected.  

How to Get Started with a Financial Planner from Harvest Wealth Partners

Working with a Valparaiso CERTIFIED FINANCIAL PLANNER™is an easy choice, regardless of what stage you’re at in your financial or personal life. To learn more about the financial planner services provided by our team at Harvest Wealth Partners, please call us directly today or send us a message. We offer free initial consultations to all new clients.