Valpo Retirement Planning Services

No matter your age or your level of wealth, retirement is something that you care about or will care about in the future. Yet despite the fact that retirement age is inevitable and pending, too many people fail to create a solid retirement plan. To ensure that you don’t make the same error, our experienced professionals at Harvest Wealth Partners are here to help. For the Valpo retirement planning services you can trust, call our team. 

Types of Retirement Planning Questions We Help You Answer

When you work with one of our retirement planning professionals, you’ll benefit from a wide array of retirement planning services that are tailored to you. Types of retirement planning questions we can help you to answer include:

• How much money will I need for retirement? How much money you may need for retirement will depend on a number of different things, including the age at which you wish to retire – obviously, the earlier you retire the more money you will need to support yourself during your non-working years, the standard of living you’ve established for yourself and the standard of living you want to have during your retirement, and whether or not your retirement savings will also need to provide for anyone else, such as a spouse or another dependent. 
• At what age should I retire? Another question that you may have is that of at what age you should plan to retire. Like the question above, this really depends on a number of different factors, and you should speak to a professional to learn more about what may be best based on your specific situation. The age at which you retire will not only impact how much money you need but also how much money you receive. For example, if you start claiming your Social Security benefits before reaching full retirement age, your benefit amount will be lower compared to if you wait until full retirement age or even later before claiming. 
• What types of retirement savings plans exist? Multiple different types of retirement savings plans exist – you may not understand the differences or which one is best for you. A financial professional can guide you through the distinctions between IRAs, Roth IRAs, 401(k) plans, SIMPLE IRAs, employee stock ownership plans, SEP plans, and more. 
• What other things should I think about when planning for retirement? In addition to thinking about how much money you’ll need, the age at which you’ll retire, and the types of savings plans that exist, other things that you may want to think about are the type of retirement you want to have (i.e., do you want to be vacationing and living luxuriously, or just relaxing at home), whether or not you’ll need to provide for anyone else during retirement, and how things like healthcare and Social Security will impact your retirement plan.

Call Our Team for Valparaiso Retirement Planning Services

There’s no wrong time to start thinking about retirement. To learn more about the Valpo retirement planning services we offer, call Harvest Wealth Partners directly, or send us a message at your convenience requesting more information. We are here to help you plan for your future. 

This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.