As you think about your future and your finances, you don’t only need to plan for retirement and your estate – you should also be thinking about how the various insurance plans that exist fit into your long-term financial strategy. At Harvest Wealth Partners, we know that insurance planning can be stressful and confusing. Our team is here to answer any questions you have and guide you in creating a sound financial plan. Consider some of these answers to frequently asked questions we hear about insurance planning–
Insurance is there to help you prepare for the unexpected and give you peace of mind in the event that something happens that you can’t afford. Types of insurance that we typically recommend our clients strongly consider carrying include:
The size of the insurance policy you purchase is based on a number of individual factors, including your income and assets, your costs of living, how much you’re willing to pay in premiums, how many dependents you need to provide for, and more. Our team can work with you to help you secure the insurance policy that’s right for you based on your personal circumstances.
It may surprise you to hear, but purchasing disability and life insurance policies when you’re young and healthy isn’t a bad idea, especially if you have dependents, because you never know when an accident could occur. Usually, we recommend thinking seriously about various insurance types at the time that you get married and have children; however, what’s right for you may not be right for everyone, and we are happy to review your situation and provide you with a personalized recommendation.
If you have questions about how insurance planning fits into your overall financial plan, don’t hesitate to call our financial planners directly. We have answers to your tough questions about planning for the future, and we’re here to help. Reach us today by phone or online to get started.
Harvest Wealth Partners is committed to helping our clients work towards a successful future. We believe in your potential to understand the financial options that can lead you to your goals. Call us today to partner with our team. We look forward to continuing our mission for years to come.
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