St. John Fee-Only Financial Planner

For individuals who are looking to take charge of their financial futures and improve their financial outlook, working with a financial planner is a smart first step. A financial planner provides a range of financial planning services to individuals and businesses, including investment support, retirement planning, and more. As you search for a financial planner, you may have questions about fee structures. At Harvest Wealth Partners, we have answers. Reach out to our St. John fee-only financial planner directly today to learn more about our services and how we can help you pursue your financial goals. 

Services Provided By a Financial Planner

A financial planner provides myriad financial planning services to individuals, businesses, or both. At Harvest Wealth Partners, our financial planning services include:

Services for individuals

• Investment planning, including navigating 401(k)s, mutual funds, and securities
• Insurance planning, including understanding disability insurance, long-term care insurance, health insurance, and life insurance policies
• Pension plan participant services
• Retirement planning, including gaining insight into different retirement savings accounts, how much money one will need for retirement, and how to plan for Social Security retirement income
• Private wealth strategies, including exploring ways to grow personal wealth

Services for businesses

• Business continuation planning
• Business succession planning 
• Business exit strategy planning
• Business wealth management
• Business employee benefit programs 

Understanding Fee-Only Financial Planning Services

When choosing a financial planner, it’s important to understand how their services are structured and how they are compensated. A fee-only financial planner is compensated directly by their clients through fees and does not receive additional compensation from commissions or the sale of financial products.

Fee-only financial planning services may be structured through flat fees, hourly fees, or fees based on a percentage of assets under management. This transparent approach allows financial planners to focus on providing guidance that aligns with each client’s financial goals, needs and priorities.

At Harvest Wealth Partners, we believe a strong financial planning relationship is built on trust, transparency and personalized strategies designed to help clients pursue their long-term objectives.

Call Our St. John Fee-Only Financial Planner Today

Making the decision to work with a financial planner is one of the smartest things that you can do if you want to take control of your financial future. At Harvest Wealth Partners, we have a strong reputation in St. John and the surrounding areas, always prioritize a client’s needs and financial goals, are fiduciaries, and offer free initial consultations. To learn more about working with our St. John fee-only financial planner today, please call us directly or use the intake form on our website to send us a message at your convenience. We are here to help you!