When You Should Hire a Financial Advisor

For many people, the idea of hiring a financial advisor may sound like something that’s reserved for only the uber-wealthy. However, anyone can work with a financial advisor, including families, individuals, and small businesses of varying levels of wealth. If you’re on the fence about hiring a financial advisor to assist you with financial planning, here are some signs that hiring a financial advisor may be a good idea—

You Have Financial Goals

If you have financial goals for the future, then working with a professional who can help you to define those goals and put a plan of action in place for meeting them is strongly recommended. Financial goals that may spark you to hire a financial advisor include having enough money in the future to buy a home, afford college for your children, or retire comfortably. 

You Have Financial Concerns

One common reason to seek the help of a financial professional is in the event that you have financial concerns. For example, if you are struggling to manage your finances, are dealing with credit card debt, or are facing bankruptcy, then you should meet with a financial professional who can help you to understand your income, debts, budget, and financial priorities. This may be key for getting back on track. 

You Have Big Financial Questions

Part of having financial goals means having questions about how to reach those goals. For those who have big financial questions about retirement planning, pension plan participant services, investment strategizing, insurance planning, and more, working with a professional is the best way to get answers that are accurate and informed. 

You’ve Inherited Money

If you’ve recently come into a large sum of money—perhaps through an inheritance or another windfall—it may be negligent to attempt to manage that sum of money on your own. Working with a financial professional who can advise you and provide wealth management services is strongly recommended, and may be essential for not just maintaining your wealth, but growing it over time. 

You Want to Improve Your Sense of Financial Security

Finally, if you want to improve your sense of financial security and create a solid plan for your financial future, we recommend working with a financial advisor. There is comfort in knowing that your financial choices are supported by a skilled professional.

Call Harvest Wealth Partners Today

To learn more about the financial planning services offered by Harvest Wealth Partners and the benefits of working with a financial advisor, reach out to our team directly today online or by phone. Initial consultations are always offered free of charge.

This material was prepared for Harvest Wealth Partners financial advisor’s use.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.